Debt Collection Officer Job at Apex Collections Africa Ltd

Apex Collections Africa Limited provides professional receivable management solutions for both financial and commercial markets and focus on maximizing clients’ cash flow management and credit control aspects.Job Description

Key Responsibilities

Debt Recovery and Follow-Up

1. Contact customers with overdue accounts via telephone, email, or other communication channels.
2. Discuss payment options with customers and negotiate repayment plans that align with company policies.
3. Follow up on missed payments and escalate issues where necessary.

Portfolio Management

1. Manage and prioritize a portfolio of delinquent accounts to ensure timely recovery.
2. Analyze customer repayment trends and identify high-risk accounts for escalations.
3. Monitor and track repayment progress to ensure compliance with agreed terms.

Customer Engagement

1. Build professional and respectful relationships with customers to facilitate debt recovery.
2. Educate customers on repayment options and the consequences of default.
3. Handle customer queries, complaints, and disputes professionally and promptly.

Compliance and Risk Management

1.  Ensure all recovery activities comply with company policies, regulatory guidelines, and ethical standards.
2. Identify and report any potential risks in the recovery process.
3. Safeguard customer data and privacy in line with legal requirements.

Reporting and Documentation

1. Maintain detailed records of all customer interactions, agreements, and recovery outcomes.
2. Prepare and submit regular reports on portfolio performance and recovery progress.
3. Update the debt recovery system with accurate and timely data.

Qualifications

Educational Background: Certificate, Diploma or Degree from any recognized institution

Experience:

Experience in debt collection, customer service, credit control or any related field.

Skills:

Strong communication and negotiation skills.

Excellent organizational and time management abilities.

Proficiency in CRM systems and Microsoft Office applications.

Ability to work under pressure and meet deadlines.

Personal Attributes:

High integrity and professionalism.

Resilience and persistence in handling challenging situations.

Problem-solving and decision-making skills.Additional Information

Additional Responsibilities

Assist in legal recovery processes when necessary.

Collaborate with team members and management to improve recovery strategies.

Stay updated on debt recovery laws, regulations, and best practices.

Apply here